Call reports 2026
FRANKLIN BANK — 2026
What FRANKLIN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 337,448,000 | 334,060,000 |
| Total loans | 211,028,000 | 214,776,000 |
| Allowance for loan losses | 1,816,000 | 1,731,000 |
| Securities available for sale | 48,805,000 | 50,627,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 305,076,000 | 301,345,000 |
| Interest-bearing deposits | 266,862,000 | 260,132,000 |
| Noninterest-bearing deposits | 38,214,000 | 41,213,000 |
| Equity capital | 30,124,000 | 30,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,557,000 | 7,298,000 |
| Interest expense | 646,000 | 1,281,000 |
| Net interest income | 2,911,000 | 6,017,000 |
| Noninterest income | 379,000 | 772,000 |
| Noninterest expense | 2,644,000 | 5,333,000 |
| Provision for loan losses | -10,000 | -94,000 |
| Pretax income | 636,000 | 1,552,000 |
| Income tax | 173,000 | 420,000 |
| Net income | 463,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,895,000 | 34,564,000 |
| Total capital | 35,763,000 | 36,326,000 |
| Risk-weighted assets | 194,893,000 | 198,912,000 |