Call reports 2024
FRANKLIN BANK — 2024
What FRANKLIN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 319,934,000 | 317,266,000 | 317,811,000 | 321,360,000 |
| Total loans | 193,557,000 | 197,234,000 | 200,091,000 | 205,671,000 |
| Allowance for loan losses | 1,637,000 | 1,664,000 | 1,690,000 | 1,761,000 |
| Securities available for sale | 71,016,000 | 69,513,000 | 70,497,000 | 67,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,122,000 | 291,053,000 | 288,859,000 | 293,882,000 |
| Interest-bearing deposits | 254,929,000 | 251,355,000 | 250,962,000 | 259,414,000 |
| Noninterest-bearing deposits | 38,193,000 | 39,698,000 | 37,897,000 | 34,468,000 |
| Equity capital | 23,850,000 | 24,451,000 | 26,729,000 | 25,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,090,000 | 6,436,000 | 9,689,000 | 13,049,000 |
| Interest expense | 445,000 | 981,000 | 1,610,000 | 2,361,000 |
| Net interest income | 2,645,000 | 5,455,000 | 8,079,000 | 10,688,000 |
| Noninterest income | 345,000 | 715,000 | 1,091,000 | 1,455,000 |
| Noninterest expense | 2,374,000 | 4,703,000 | 7,024,000 | 9,452,000 |
| Provision for loan losses | -31,000 | -3,000 | 22,000 | 97,000 |
| Pretax income | 644,000 | 1,462,000 | 2,118,000 | 2,592,000 |
| Income tax | 186,000 | 406,000 | 583,000 | 709,000 |
| Net income | 458,000 | 1,056,000 | 1,535,000 | 1,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,538,000 | 31,136,000 | 31,615,000 | 31,963,000 |
| Total capital | 32,196,000 | 32,826,000 | 33,329,000 | 33,744,000 |
| Risk-weighted assets | 176,488,000 | 178,577,000 | 180,580,000 | 186,068,000 |