Call reports 2022
FRANKLIN BANK — 2022
What FRANKLIN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 331,090,000 | 326,091,000 | 326,600,000 | 332,383,000 |
| Total loans | 166,379,000 | 170,730,000 | 177,698,000 | 181,702,000 |
| Allowance for loan losses | 1,559,000 | 1,562,000 | 1,591,000 | 1,667,000 |
| Securities available for sale | 81,181,000 | 79,430,000 | 76,911,000 | 78,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,599,000 | 302,219,000 | 305,685,000 | 308,947,000 |
| Interest-bearing deposits | 264,668,000 | 261,081,000 | 261,604,000 | 268,378,000 |
| Noninterest-bearing deposits | 40,931,000 | 41,138,000 | 44,081,000 | 40,569,000 |
| Equity capital | 23,608,000 | 21,939,000 | 19,268,000 | 20,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,970,000 | 4,191,000 | 6,695,000 | 9,622,000 |
| Interest expense | 91,000 | 180,000 | 267,000 | 353,000 |
| Net interest income | 1,879,000 | 4,011,000 | 6,428,000 | 9,269,000 |
| Noninterest income | 339,000 | 699,000 | 1,062,000 | 1,425,000 |
| Noninterest expense | 1,963,000 | 4,124,000 | 6,275,000 | 8,396,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 100,000 |
| Pretax income | 255,000 | 586,000 | 1,135,000 | 2,198,000 |
| Income tax | 59,000 | 151,000 | 306,000 | 616,000 |
| Net income | 196,000 | 435,000 | 829,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,221,000 | 27,460,000 | 27,855,000 | 28,607,000 |
| Total capital | 28,780,000 | 29,022,000 | 29,446,000 | 30,274,000 |
| Risk-weighted assets | 162,304,000 | 166,762,000 | 158,454,000 | 165,502,000 |