Call reports 2021
FRANKLIN BANK — 2021
What FRANKLIN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 309,698,000 | 311,243,000 | 321,002,000 | 325,934,000 |
| Total loans | 170,355,000 | 167,145,000 | 167,502,000 | 163,478,000 |
| Allowance for loan losses | 1,515,000 | 1,545,000 | 1,575,000 | 1,560,000 |
| Securities available for sale | 47,349,000 | 51,920,000 | 55,952,000 | 59,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,451,000 | 283,973,000 | 293,602,000 | 298,011,000 |
| Interest-bearing deposits | 248,114,000 | 246,367,000 | 253,842,000 | 259,568,000 |
| Noninterest-bearing deposits | 34,337,000 | 37,606,000 | 39,760,000 | 38,443,000 |
| Equity capital | 26,328,000 | 26,632,000 | 26,598,000 | 26,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 3,974,000 | 5,936,000 | 7,952,000 |
| Interest expense | 145,000 | 276,000 | 387,000 | 485,000 |
| Net interest income | 1,848,000 | 3,698,000 | 5,549,000 | 7,467,000 |
| Noninterest income | 336,000 | 683,000 | 1,036,000 | 1,435,000 |
| Noninterest expense | 1,873,000 | 3,940,000 | 5,893,000 | 8,021,000 |
| Provision for loan losses | 197,000 | 227,000 | 257,000 | 77,000 |
| Pretax income | 114,000 | 214,000 | 435,000 | 804,000 |
| Income tax | 20,000 | 46,000 | 95,000 | 191,000 |
| Net income | 94,000 | 168,000 | 340,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,506,000 | 26,580,000 | 26,752,000 | 27,025,000 |
| Total capital | 28,021,000 | 28,125,000 | 28,327,000 | 28,585,000 |
| Risk-weighted assets | 155,661,000 | 154,286,000 | 157,844,000 | 153,501,000 |