Call reports 2020
FRANKLIN BANK — 2020
What FRANKLIN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 262,425,000 | 285,770,000 | 286,783,000 | 302,064,000 |
| Total loans | 175,324,000 | 172,908,000 | 173,955,000 | 173,441,000 |
| Allowance for loan losses | 1,536,000 | 1,483,000 | 1,486,000 | 1,504,000 |
| Securities available for sale | 30,208,000 | 25,760,000 | 27,334,000 | 38,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,645,000 | 257,898,000 | 258,911,000 | 274,259,000 |
| Interest-bearing deposits | 210,768,000 | 225,675,000 | 227,124,000 | 239,014,000 |
| Noninterest-bearing deposits | 23,877,000 | 32,223,000 | 31,787,000 | 35,245,000 |
| Equity capital | 26,426,000 | 26,687,000 | 26,825,000 | 26,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,317,000 | 4,458,000 | 6,550,000 | 8,534,000 |
| Interest expense | 223,000 | 439,000 | 628,000 | 794,000 |
| Net interest income | 2,094,000 | 4,019,000 | 5,922,000 | 7,740,000 |
| Noninterest income | 336,000 | 634,000 | 984,000 | 1,313,000 |
| Noninterest expense | 2,297,000 | 4,252,000 | 6,193,000 | 8,213,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 40,000 |
| Pretax income | 133,000 | 401,000 | 693,000 | 800,000 |
| Income tax | 32,000 | 112,000 | 186,000 | 210,000 |
| Net income | 101,000 | 289,000 | 507,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,923,000 | 26,111,000 | 26,329,000 | 26,412,000 |
| Total capital | — | 27,594,000 | 27,815,000 | 27,916,000 |
| Risk-weighted assets | — | 152,629,000 | 152,885,000 | 153,852,000 |