Call reports 2019
FRANKLIN BANK — 2019
What FRANKLIN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 260,845,000 | 255,422,000 | 259,105,000 | 260,313,000 |
| Total loans | 171,591,000 | 175,338,000 | 173,584,000 | 173,462,000 |
| Allowance for loan losses | 1,544,000 | 1,524,000 | 1,562,000 | 1,559,000 |
| Securities available for sale | 41,260,000 | 38,735,000 | 34,900,000 | 35,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,773,000 | 228,644,000 | 232,088,000 | 232,998,000 |
| Interest-bearing deposits | 207,371,000 | 206,345,000 | 207,892,000 | 210,498,000 |
| Noninterest-bearing deposits | 22,402,000 | 22,299,000 | 24,196,000 | 22,500,000 |
| Equity capital | 24,805,000 | 25,440,000 | 25,812,000 | 25,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,395,000 | 4,800,000 | 7,223,000 | 9,579,000 |
| Interest expense | 224,000 | 440,000 | 668,000 | 892,000 |
| Net interest income | 2,171,000 | 4,360,000 | 6,555,000 | 8,687,000 |
| Noninterest income | 391,000 | 791,000 | 1,183,000 | 1,564,000 |
| Noninterest expense | 1,990,000 | 4,008,000 | 6,130,000 | 8,463,000 |
| Provision for loan losses | 9,000 | 9,000 | 44,000 | 44,000 |
| Pretax income | 563,000 | 1,134,000 | 1,564,000 | 1,744,000 |
| Income tax | 158,000 | 328,000 | 442,000 | 487,000 |
| Net income | 405,000 | 806,000 | 1,122,000 | 1,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,899,000 | 25,351,000 | 25,687,000 | 25,822,000 |
| Total capital | 26,443,000 | 26,875,000 | 27,249,000 | 27,381,000 |
| Risk-weighted assets | 153,149,000 | 153,749,000 | 152,367,000 | 152,652,000 |