Call reports 2018
FRANKLIN BANK — 2018
What FRANKLIN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 263,933,000 | 260,837,000 | 259,440,000 | 257,492,000 |
| Total loans | 165,523,000 | 168,253,000 | 169,800,000 | 171,793,000 |
| Allowance for loan losses | 1,510,000 | 1,514,000 | 1,530,000 | 1,542,000 |
| Securities available for sale | 43,039,000 | 42,953,000 | 41,848,000 | 41,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,091,000 | 231,654,000 | 229,736,000 | 227,240,000 |
| Interest-bearing deposits | 215,995,000 | 209,645,000 | 206,842,000 | 205,644,000 |
| Noninterest-bearing deposits | 19,096,000 | 22,009,000 | 22,894,000 | 21,596,000 |
| Equity capital | 22,648,000 | 22,880,000 | 23,271,000 | 24,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,227,000 | 4,498,000 | 6,845,000 | 9,220,000 |
| Interest expense | 203,000 | 402,000 | 611,000 | 829,000 |
| Net interest income | 2,024,000 | 4,096,000 | 6,234,000 | 8,391,000 |
| Noninterest income | 377,000 | 742,000 | 1,136,000 | 1,546,000 |
| Noninterest expense | 1,904,000 | 3,825,000 | 5,735,000 | 7,648,000 |
| Provision for loan losses | -11,000 | 4,000 | -16,000 | 29,000 |
| Pretax income | 508,000 | 1,009,000 | 1,651,000 | 2,260,000 |
| Income tax | 173,000 | 321,000 | 455,000 | 624,000 |
| Net income | 335,000 | 688,000 | 1,196,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,996,000 | 23,387,000 | 23,937,000 | 24,424,000 |
| Total capital | 24,506,000 | 24,901,000 | 25,467,000 | 25,966,000 |
| Risk-weighted assets | 149,399,000 | 151,392,000 | 152,001,000 | 154,192,000 |