Call reports 2017
FRANKLIN BANK — 2017
What FRANKLIN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 257,856,000 | 256,810,000 | 271,042,000 | 263,617,000 |
| Total loans | 156,250,000 | 159,303,000 | 161,210,000 | 162,256,000 |
| Allowance for loan losses | 1,557,000 | 1,552,000 | 1,522,000 | 1,521,000 |
| Securities available for sale | 42,617,000 | 41,073,000 | 41,259,000 | 43,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,823,000 | 224,466,000 | 238,070,000 | 234,676,000 |
| Interest-bearing deposits | 208,370,000 | 206,934,000 | 216,028,000 | 212,265,000 |
| Noninterest-bearing deposits | 17,453,000 | 17,532,000 | 22,042,000 | 22,411,000 |
| Equity capital | 22,149,000 | 22,430,000 | 22,715,000 | 22,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,139,000 | 6,295,000 | 8,484,000 |
| Interest expense | 266,000 | 526,000 | 791,000 | 1,029,000 |
| Net interest income | 1,793,000 | 3,613,000 | 5,504,000 | 7,455,000 |
| Noninterest income | 395,000 | 801,000 | 1,198,000 | 1,649,000 |
| Noninterest expense | 1,844,000 | 3,676,000 | 5,546,000 | 7,403,000 |
| Provision for loan losses | 76,000 | 124,000 | 162,000 | 296,000 |
| Pretax income | 268,000 | 614,000 | 994,000 | 1,405,000 |
| Income tax | 72,000 | 188,000 | 309,000 | 540,000 |
| Net income | 196,000 | 426,000 | 685,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,228,000 | 22,458,000 | 22,717,000 | 22,897,000 |
| Total capital | 23,785,000 | 24,010,000 | 24,239,000 | 24,418,000 |
| Risk-weighted assets | 139,412,000 | 141,112,000 | 143,507,000 | 145,065,000 |