Call reports 2014
FRANKLIN BANK — 2014
What FRANKLIN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 251,413,000 | 248,928,000 | 247,096,000 | 249,303,000 |
| Total loans | 156,017,000 | 157,593,000 | 152,656,000 | 150,488,000 |
| Allowance for loan losses | 1,441,000 | 1,468,000 | 1,444,000 | 1,464,000 |
| Securities available for sale | 3,288,000 | 4,253,000 | 8,358,000 | 11,531,000 |
| Securities held to maturity | 47,305,000 | 46,387,000 | 44,273,000 | 41,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,742,000 | 203,996,000 | 201,966,000 | 206,228,000 |
| Interest-bearing deposits | 192,991,000 | 189,762,000 | 187,589,000 | 192,308,000 |
| Noninterest-bearing deposits | 13,751,000 | 14,234,000 | 14,377,000 | 13,920,000 |
| Equity capital | 20,987,000 | 21,035,000 | 21,128,000 | 21,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,512,000 | 6,747,000 | 8,931,000 |
| Interest expense | 504,000 | 1,004,000 | 1,502,000 | 1,993,000 |
| Net interest income | 1,756,000 | 3,508,000 | 5,245,000 | 6,938,000 |
| Noninterest income | 262,000 | 555,000 | 881,000 | 1,209,000 |
| Noninterest expense | 1,891,000 | 3,702,000 | 5,488,000 | 7,183,000 |
| Provision for loan losses | 62,000 | 176,000 | 291,000 | 394,000 |
| Pretax income | 65,000 | 632,000 | 794,000 | 1,030,000 |
| Income tax | -19,000 | 201,000 | 259,000 | 371,000 |
| Net income | 84,000 | 431,000 | 535,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,774,000 | 19,908,000 | 20,099,000 | 20,639,000 |
| Total capital | 21,438,000 | 21,376,000 | 21,543,000 | 22,103,000 |
| Risk-weighted assets | 132,518,000 | 134,204,000 | 130,493,000 | 130,833,000 |