Call reports 2013
FRANKLIN BANK — 2013
What FRANKLIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 251,138,000 | 251,378,000 | 253,619,000 | 248,736,000 |
| Total loans | 162,160,000 | 162,353,000 | 161,198,000 | 158,273,000 |
| Allowance for loan losses | 1,483,000 | 1,482,000 | 1,489,000 | 1,464,000 |
| Securities available for sale | 5,169,000 | 4,887,000 | 2,678,000 | 2,048,000 |
| Securities held to maturity | 43,373,000 | 43,582,000 | 45,709,000 | 46,413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,737,000 | 201,960,000 | 204,235,000 | 204,236,000 |
| Interest-bearing deposits | 189,476,000 | 190,010,000 | 190,292,000 | 190,960,000 |
| Noninterest-bearing deposits | 12,261,000 | 11,950,000 | 13,943,000 | 13,276,000 |
| Equity capital | 20,493,000 | 20,587,000 | 20,662,000 | 20,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,411,000 | 4,771,000 | 7,129,000 | 9,434,000 |
| Interest expense | 628,000 | 1,229,000 | 1,826,000 | 2,366,000 |
| Net interest income | 1,783,000 | 3,542,000 | 5,303,000 | 7,068,000 |
| Noninterest income | 257,000 | 538,000 | 840,000 | 1,135,000 |
| Noninterest expense | 1,798,000 | 3,611,000 | 5,387,000 | 7,201,000 |
| Provision for loan losses | 80,000 | 233,000 | 417,000 | 524,000 |
| Pretax income | 162,000 | 236,000 | 339,000 | 478,000 |
| Income tax | 50,000 | 65,000 | 101,000 | 147,000 |
| Net income | 112,000 | 171,000 | 238,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,335,000 | 19,337,000 | 19,579,000 | 19,753,000 |
| Total capital | 20,880,000 | 20,917,000 | 21,176,000 | 21,383,000 |
| Risk-weighted assets | 136,501,000 | 137,900,000 | 135,646,000 | 133,491,000 |