Call reports 2013
SECURITY BANK WACONIA — 2013
What SECURITY BANK WACONIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 177,239,000 | 182,227,000 | 178,165,000 | 178,247,000 |
| Total loans | 96,543,000 | 100,267,000 | 103,342,000 | 101,037,000 |
| Allowance for loan losses | 2,492,000 | 2,492,000 | 2,476,000 | 2,470,000 |
| Securities available for sale | 64,768,000 | 62,938,000 | 60,779,000 | 59,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,612,000 | 164,678,000 | 160,782,000 | 160,369,000 |
| Interest-bearing deposits | 135,389,000 | 139,275,000 | 134,277,000 | 134,885,000 |
| Noninterest-bearing deposits | 23,223,000 | 25,403,000 | 26,505,000 | 25,484,000 |
| Equity capital | 18,474,000 | 17,310,000 | 17,099,000 | 17,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,517,000 | 3,052,000 | 4,616,000 | 6,142,000 |
| Interest expense | 247,000 | 480,000 | 701,000 | 907,000 |
| Net interest income | 1,270,000 | 2,572,000 | 3,915,000 | 5,235,000 |
| Noninterest income | 208,000 | 424,000 | 704,000 | 879,000 |
| Noninterest expense | 863,000 | 1,688,000 | 2,593,000 | 3,711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 615,000 | 1,308,000 | 2,026,000 | 2,406,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 615,000 | 1,308,000 | 2,025,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,118,000 | 17,313,000 | 18,027,000 | 18,410,000 |
| Total capital | 19,646,000 | 18,887,000 | 19,617,000 | 19,969,000 |
| Risk-weighted assets | 121,297,000 | 125,036,000 | 126,288,000 | 123,839,000 |