Call reports 2012
SECURITY BANK WACONIA — 2012
What SECURITY BANK WACONIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 167,541,000 | 171,340,000 | 173,896,000 | 178,074,000 |
| Total loans | 94,977,000 | 95,687,000 | 94,806,000 | 93,434,000 |
| Allowance for loan losses | 2,409,000 | 2,343,000 | 2,538,000 | 2,478,000 |
| Securities available for sale | 47,402,000 | 47,747,000 | 50,596,000 | 56,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,823,000 | 153,977,000 | 155,955,000 | 159,883,000 |
| Interest-bearing deposits | 132,435,000 | 133,794,000 | 132,714,000 | 136,044,000 |
| Noninterest-bearing deposits | 18,388,000 | 20,183,000 | 23,241,000 | 23,839,000 |
| Equity capital | 16,454,000 | 16,979,000 | 17,519,000 | 18,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,300,000 | 4,874,000 | 6,430,000 |
| Interest expense | 329,000 | 637,000 | 916,000 | 1,182,000 |
| Net interest income | 1,291,000 | 2,663,000 | 3,958,000 | 5,248,000 |
| Noninterest income | 194,000 | 458,000 | 690,000 | 925,000 |
| Noninterest expense | 950,000 | 2,083,000 | 2,961,000 | 4,037,000 |
| Provision for loan losses | 0 | 0 | 195,000 | 195,000 |
| Pretax income | 535,000 | 1,045,000 | 1,504,000 | 1,954,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 534,000 | 1,044,000 | 1,502,000 | 1,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,085,000 | 16,597,000 | 17,055,000 | 17,504,000 |
| Total capital | 17,542,000 | 18,064,000 | 18,534,000 | 19,001,000 |
| Risk-weighted assets | 115,609,000 | 116,512,000 | 117,224,000 | 118,746,000 |