Call reports 2011
SECURITY BANK WACONIA — 2011
What SECURITY BANK WACONIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 166,808,000 | 171,733,000 | 172,647,000 | 170,825,000 |
| Total loans | 115,425,000 | 114,009,000 | 111,177,000 | 100,127,000 |
| Allowance for loan losses | 3,957,000 | 4,461,000 | 2,990,000 | 2,431,000 |
| Securities available for sale | 33,168,000 | 32,321,000 | 36,505,000 | 40,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,578,000 | 155,907,000 | 156,451,000 | 154,754,000 |
| Interest-bearing deposits | 135,634,000 | 138,703,000 | 137,692,000 | 134,271,000 |
| Noninterest-bearing deposits | 15,944,000 | 17,204,000 | 18,759,000 | 20,483,000 |
| Equity capital | 15,000,000 | 15,547,000 | 15,833,000 | 15,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 4,127,000 | 6,014,000 | 7,968,000 |
| Interest expense | 439,000 | 849,000 | 1,230,000 | 1,586,000 |
| Net interest income | 1,551,000 | 3,278,000 | 4,784,000 | 6,382,000 |
| Noninterest income | 109,000 | 290,000 | 459,000 | 717,000 |
| Noninterest expense | 843,000 | 1,875,000 | 2,713,000 | 4,364,000 |
| Provision for loan losses | 300,000 | 850,000 | 1,500,000 | 1,535,000 |
| Pretax income | 517,000 | 843,000 | 1,061,000 | 1,233,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 516,000 | 842,000 | 1,059,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,837,000 | 15,164,000 | 15,380,000 | 15,552,000 |
| Total capital | 16,501,000 | 16,826,000 | 17,013,000 | 17,073,000 |
| Risk-weighted assets | 130,846,000 | 130,197,000 | 129,256,000 | 120,807,000 |