Call reports 2010
SECURITY BANK WACONIA — 2010
What SECURITY BANK WACONIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,911,000 | 169,640,000 | 171,268,000 | 172,696,000 |
| Total loans | 121,609,000 | 122,179,000 | 120,066,000 | 119,024,000 |
| Allowance for loan losses | 2,145,000 | 2,440,000 | 3,140,000 | 3,583,000 |
| Securities available for sale | 31,411,000 | 30,366,000 | 30,871,000 | 36,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,230,000 | 154,477,000 | 155,771,000 | 157,635,000 |
| Interest-bearing deposits | 141,317,000 | 135,147,000 | 139,728,000 | 141,598,000 |
| Noninterest-bearing deposits | 14,913,000 | 19,330,000 | 16,043,000 | 16,037,000 |
| Equity capital | 14,371,000 | 14,781,000 | 15,066,000 | 14,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,415,000 | 6,576,000 | 8,706,000 |
| Interest expense | 624,000 | 1,206,000 | 1,741,000 | 2,230,000 |
| Net interest income | 1,599,000 | 3,209,000 | 4,835,000 | 6,476,000 |
| Noninterest income | 150,000 | 335,000 | 487,000 | 683,000 |
| Noninterest expense | 770,000 | 1,744,000 | 2,560,000 | 3,406,000 |
| Provision for loan losses | 50,000 | 350,000 | 1,050,000 | 1,815,000 |
| Pretax income | 929,000 | 1,452,000 | 1,715,000 | 1,941,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 928,000 | 1,451,000 | 1,713,000 | 1,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,230,000 | 13,770,000 | 14,049,000 | 14,292,000 |
| Total capital | 14,950,000 | 15,486,000 | 15,753,000 | 15,991,000 |
| Risk-weighted assets | 137,198,000 | 136,565,000 | 134,750,000 | 134,049,000 |