Call reports 2009
SECURITY BANK WACONIA — 2009
What SECURITY BANK WACONIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 173,476,000 | 172,863,000 | 176,993,000 | 172,817,000 |
| Total loans | 111,712,000 | 126,550,000 | 124,780,000 | 124,983,000 |
| Allowance for loan losses | 1,723,000 | 1,689,000 | 2,258,000 | 2,075,000 |
| Securities available for sale | 41,765,000 | 35,625,000 | 38,559,000 | 36,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,919,000 | 156,590,000 | 161,101,000 | 156,941,000 |
| Interest-bearing deposits | 143,852,000 | 140,818,000 | 144,884,000 | 140,322,000 |
| Noninterest-bearing deposits | 14,067,000 | 15,772,000 | 16,217,000 | 16,619,000 |
| Equity capital | 15,133,000 | 14,971,000 | 15,340,000 | 15,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,255,000 | 4,468,000 | 6,794,000 | 9,015,000 |
| Interest expense | 957,000 | 1,805,000 | 2,590,000 | 3,301,000 |
| Net interest income | 1,298,000 | 2,663,000 | 4,204,000 | 5,714,000 |
| Noninterest income | 146,000 | 352,000 | 521,000 | 914,000 |
| Noninterest expense | 839,000 | 1,800,000 | 2,704,000 | 3,543,000 |
| Provision for loan losses | 30,000 | 30,000 | 600,000 | 1,562,000 |
| Pretax income | 598,000 | 1,208,000 | 1,444,000 | 1,626,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 597,000 | 1,207,000 | 1,442,000 | 1,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,955,000 | 13,835,000 | 14,085,000 | 14,285,000 |
| Total capital | 15,562,000 | 15,524,000 | 15,844,000 | 16,028,000 |
| Risk-weighted assets | 128,440,000 | 139,427,000 | 140,208,000 | 139,109,000 |