Call reports 2008
SECURITY BANK WACONIA — 2008
What SECURITY BANK WACONIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 174,543,000 | 170,730,000 | 170,756,000 | 177,260,000 |
| Total loans | 108,416,000 | 109,283,000 | 109,824,000 | 110,967,000 |
| Allowance for loan losses | 1,659,000 | 1,670,000 | 1,691,000 | 1,693,000 |
| Securities available for sale | 43,109,000 | 47,412,000 | 48,984,000 | 52,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,912,000 | 155,243,000 | 154,588,000 | 160,054,000 |
| Interest-bearing deposits | 141,806,000 | 137,796,000 | 136,329,000 | 141,076,000 |
| Noninterest-bearing deposits | 15,106,000 | 17,447,000 | 18,259,000 | 18,978,000 |
| Equity capital | 17,039,000 | 14,774,000 | 15,384,000 | 16,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,723,000 | 7,075,000 | 9,451,000 |
| Interest expense | 1,242,000 | 2,400,000 | 3,498,000 | 4,598,000 |
| Net interest income | 1,185,000 | 2,323,000 | 3,577,000 | 4,853,000 |
| Noninterest income | 146,000 | 391,000 | 513,000 | 694,000 |
| Noninterest expense | 708,000 | 1,504,000 | 2,296,000 | 3,337,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 711,000 | 1,290,000 | 1,864,000 | 2,262,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 710,000 | 1,289,000 | 1,862,000 | 2,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,740,000 | 14,336,000 | 14,926,000 | 15,342,000 |
| Total capital | 17,298,000 | 15,898,000 | 16,498,000 | 16,937,000 |
| Risk-weighted assets | 124,542,000 | 124,870,000 | 125,658,000 | 127,492,000 |