Call reports 2007
SECURITY BANK WACONIA — 2007
What SECURITY BANK WACONIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 153,644,000 | 156,200,000 | 160,186,000 | 162,999,000 |
| Total loans | 100,771,000 | 103,223,000 | 108,752,000 | 108,588,000 |
| Allowance for loan losses | 1,559,000 | 1,559,000 | 1,579,000 | 1,629,000 |
| Securities available for sale | 44,011,000 | 46,229,000 | 42,771,000 | 44,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,542,000 | 138,306,000 | 143,012,000 | 145,177,000 |
| Interest-bearing deposits | 122,975,000 | 121,957,000 | 127,037,000 | 128,174,000 |
| Noninterest-bearing deposits | 15,567,000 | 16,349,000 | 15,975,000 | 17,003,000 |
| Equity capital | 14,566,000 | 15,066,000 | 16,253,000 | 17,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,326,000 | 4,747,000 | 7,266,000 | 9,811,000 |
| Interest expense | 1,177,000 | 2,428,000 | 3,719,000 | 5,024,000 |
| Net interest income | 1,149,000 | 2,319,000 | 3,547,000 | 4,787,000 |
| Noninterest income | 107,000 | 360,000 | 538,000 | 647,000 |
| Noninterest expense | 658,000 | 1,389,000 | 2,035,000 | 2,795,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 75,000 |
| Pretax income | 601,000 | 1,293,000 | 2,028,000 | 2,566,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 601,000 | 1,293,000 | 2,027,000 | 2,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,498,000 | 15,201,000 | 15,957,000 | 16,511,000 |
| Total capital | 15,942,000 | 16,679,000 | 17,488,000 | 18,041,000 |
| Risk-weighted assets | 115,421,000 | 118,141,000 | 122,465,000 | 122,315,000 |