Call report 2015Q4
CITIZENS SAVINGS BANK — 2015Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,019,000 | USD | evidence → |
| Total loans | 8,928,000 | USD | evidence → |
| Allowance for loan losses | 141,000 | USD | evidence → |
| Securities available for sale | 4,721,000 | USD | evidence → |
| Securities held to maturity | 10,757,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,363,000 | USD | evidence → |
| Interest-bearing deposits | 18,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,670,000 | USD | evidence → |
| Equity capital | 3,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 789,000 | USD | evidence → |
| Interest expense | 174,000 | USD | evidence → |
| Net interest income | 615,000 | USD | evidence → |
| Noninterest income | 112,000 | USD | evidence → |
| Noninterest expense | 513,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 214,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,609,000 | USD | evidence → |
| Total capital | 3,750,000 | USD | evidence → |
| Risk-weighted assets | 15,541,000 | USD | evidence → |