Call report 2012Q4
CITIZENS SAVINGS BANK — 2012Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,121,000 | USD | evidence → |
| Total loans | 8,529,000 | USD | evidence → |
| Allowance for loan losses | 147,000 | USD | evidence → |
| Securities available for sale | 5,014,000 | USD | evidence → |
| Securities held to maturity | 7,189,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,631,000 | USD | evidence → |
| Interest-bearing deposits | 18,067,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,564,000 | USD | evidence → |
| Equity capital | 3,441,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 908,000 | USD | evidence → |
| Interest expense | 240,000 | USD | evidence → |
| Net interest income | 668,000 | USD | evidence → |
| Noninterest income | 136,000 | USD | evidence → |
| Noninterest expense | 546,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 222,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 212,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,428,000 | USD | evidence → |
| Total capital | 3,575,000 | USD | evidence → |
| Risk-weighted assets | 14,622,000 | USD | evidence → |