Call reports 2007
CITIZENS SAVINGS BANK — 2007
What CITIZENS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,633,000 | 22,382,000 | 23,032,000 | 24,464,000 |
| Total loans | 11,501,000 | 11,964,000 | 12,927,000 | 12,540,000 |
| Allowance for loan losses | 132,000 | 131,000 | 130,000 | 121,000 |
| Securities available for sale | 7,032,000 | 6,941,000 | 7,060,000 | 6,618,000 |
| Securities held to maturity | 2,131,000 | 2,106,000 | 2,099,000 | 2,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,812,000 | 17,042,000 | 16,401,000 | 17,310,000 |
| Interest-bearing deposits | 14,886,000 | 14,892,000 | 14,329,000 | 14,754,000 |
| Noninterest-bearing deposits | 1,926,000 | 2,150,000 | 2,072,000 | 2,556,000 |
| Equity capital | 3,046,000 | 3,045,000 | 3,219,000 | 3,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 682,000 | 1,036,000 | 1,410,000 |
| Interest expense | 161,000 | 331,000 | 499,000 | 679,000 |
| Net interest income | 175,000 | 351,000 | 537,000 | 731,000 |
| Noninterest income | 30,000 | 59,000 | 94,000 | 125,000 |
| Noninterest expense | 100,000 | 200,000 | 302,000 | 434,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 213,000 | 332,000 | 425,000 |
| Income tax | 7,000 | -23,000 | -16,000 | -10,000 |
| Net income | 101,000 | 236,000 | 348,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,010,000 | 3,095,000 | 3,157,000 | 3,194,000 |
| Total capital | 3,142,000 | 3,226,000 | 3,287,000 | 3,315,000 |
| Risk-weighted assets | 13,553,000 | 13,867,000 | 14,743,000 | 14,816,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS SAVINGS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.