Call reports 2025
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2025
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 317,427,000 | 318,469,000 | 323,963,000 | 328,441,000 |
| Total loans | 221,329,000 | 231,230,000 | 231,479,000 | 242,635,000 |
| Allowance for loan losses | 1,823,000 | 1,987,000 | 1,958,000 | 2,003,000 |
| Securities available for sale | 60,183,000 | 62,826,000 | 68,202,000 | 70,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,075,000 | 298,974,000 | 301,081,000 | 306,110,000 |
| Interest-bearing deposits | 226,231,000 | 227,965,000 | 224,683,000 | 224,943,000 |
| Noninterest-bearing deposits | 71,844,000 | 71,009,000 | 76,398,000 | 81,167,000 |
| Equity capital | 17,920,000 | 18,121,000 | 21,467,000 | 20,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,131,000 | 8,469,000 | 13,059,000 | 17,745,000 |
| Interest expense | 1,166,000 | 2,289,000 | 3,414,000 | 4,485,000 |
| Net interest income | 2,965,000 | 6,180,000 | 9,645,000 | 13,260,000 |
| Noninterest income | 439,000 | 919,000 | 1,362,000 | 1,860,000 |
| Noninterest expense | 2,160,000 | 4,241,000 | 6,363,000 | 8,854,000 |
| Provision for loan losses | 0 | 150,000 | 175,000 | 235,000 |
| Pretax income | 1,244,000 | 2,708,000 | 4,469,000 | 6,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,244,000 | 2,708,000 | 4,469,000 | 6,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,532,000 | 31,029,000 | 32,142,000 | 31,704,000 |
| Total capital | 32,858,000 | 33,519,000 | 34,604,000 | 34,210,000 |
| Risk-weighted assets | 206,792,000 | 213,754,000 | 215,632,000 | 228,473,000 |