Call reports 2024
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2024
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 310,296,000 | 307,115,000 | 311,001,000 | 312,733,000 |
| Total loans | 224,143,000 | 224,428,000 | 221,560,000 | 222,146,000 |
| Allowance for loan losses | 1,987,000 | 1,980,000 | 1,959,000 | 1,861,000 |
| Securities available for sale | 60,607,000 | 59,455,000 | 60,159,000 | 60,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,041,000 | 280,346,000 | 290,261,000 | 294,671,000 |
| Interest-bearing deposits | 216,867,000 | 214,886,000 | 224,402,000 | 226,716,000 |
| Noninterest-bearing deposits | 67,174,000 | 65,460,000 | 65,859,000 | 67,955,000 |
| Equity capital | 14,329,000 | 15,673,000 | 19,330,000 | 16,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,949,000 | 8,036,000 | 12,276,000 | 16,523,000 |
| Interest expense | 1,154,000 | 2,349,000 | 3,676,000 | 4,950,000 |
| Net interest income | 2,795,000 | 5,687,000 | 8,600,000 | 11,573,000 |
| Noninterest income | 476,000 | 966,000 | 1,454,000 | 1,877,000 |
| Noninterest expense | 2,149,000 | 4,357,000 | 6,595,000 | 9,035,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,072,000 | 2,246,000 | 3,409,000 | 4,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,072,000 | 2,246,000 | 3,409,000 | 4,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,812,000 | 29,175,000 | 29,916,000 | 29,671,000 |
| Total capital | 31,302,000 | 31,659,000 | 32,379,000 | 32,035,000 |
| Risk-weighted assets | 208,675,000 | 206,416,000 | 205,074,000 | 206,200,000 |