Call reports 2023
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2023
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 302,616,000 | 306,251,000 | 303,782,000 | 308,776,000 |
| Total loans | 214,214,000 | 221,020,000 | 218,721,000 | 223,432,000 |
| Allowance for loan losses | 2,294,000 | 2,064,000 | 1,925,000 | 1,957,000 |
| Securities available for sale | 70,610,000 | 67,934,000 | 63,516,000 | 63,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,087,000 | 273,913,000 | 282,686,000 | 288,215,000 |
| Interest-bearing deposits | 207,611,000 | 199,713,000 | 207,578,000 | 214,116,000 |
| Noninterest-bearing deposits | 76,476,000 | 74,200,000 | 75,108,000 | 74,099,000 |
| Equity capital | 13,782,000 | 13,667,000 | 12,544,000 | 14,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,324,000 | 6,879,000 | 10,594,000 | 14,454,000 |
| Interest expense | 562,000 | 1,354,000 | 2,298,000 | 3,298,000 |
| Net interest income | 2,762,000 | 5,525,000 | 8,296,000 | 11,156,000 |
| Noninterest income | 451,000 | 895,000 | 1,617,000 | 2,064,000 |
| Noninterest expense | 1,963,000 | 3,944,000 | 6,034,000 | 8,311,000 |
| Provision for loan losses | 50,000 | -175,000 | -305,000 | -255,000 |
| Pretax income | 1,200,000 | 2,351,000 | 3,704,000 | 4,684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,200,000 | 2,351,000 | 3,704,000 | 4,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,016,000 | 27,299,000 | 28,151,000 | 28,106,000 |
| Total capital | 29,333,000 | 29,687,000 | 30,580,000 | 30,566,000 |
| Risk-weighted assets | 204,615,000 | 210,806,000 | 206,755,000 | 209,018,000 |