Call reports 2022
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2022
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 299,548,000 | 295,254,000 | 300,032,000 | 305,800,000 |
| Total loans | 192,265,000 | 200,499,000 | 209,499,000 | 214,464,000 |
| Allowance for loan losses | 1,990,000 | 2,094,000 | 2,227,000 | 2,271,000 |
| Securities available for sale | 90,166,000 | 78,797,000 | 75,254,000 | 73,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,821,000 | 281,452,000 | 274,128,000 | 274,258,000 |
| Interest-bearing deposits | 254,096,000 | 258,019,000 | 190,350,000 | 194,033,000 |
| Noninterest-bearing deposits | 21,725,000 | 23,433,000 | 83,778,000 | 80,225,000 |
| Equity capital | 18,602,000 | 11,626,000 | 12,644,000 | 14,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,678,000 | 5,541,000 | 8,680,000 | 11,897,000 |
| Interest expense | 71,000 | 141,000 | 283,000 | 568,000 |
| Net interest income | 2,607,000 | 5,400,000 | 8,397,000 | 11,329,000 |
| Noninterest income | 426,000 | 941,000 | 1,422,000 | 1,922,000 |
| Noninterest expense | 1,843,000 | 3,743,000 | 5,648,000 | 7,803,000 |
| Provision for loan losses | 75,000 | 200,000 | 350,000 | 400,000 |
| Pretax income | 1,115,000 | 2,398,000 | 3,821,000 | 5,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,115,000 | 2,398,000 | 3,821,000 | 5,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,992,000 | 24,620,000 | 26,043,000 | 26,770,000 |
| Total capital | 26,006,000 | 26,738,000 | 28,294,000 | 29,064,000 |
| Risk-weighted assets | 190,547,000 | 194,706,000 | 200,452,000 | 205,027,000 |