Call reports 2020
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2020
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 222,467,000 | 254,047,000 | 257,417,000 | 254,568,000 |
| Total loans | 136,741,000 | 161,684,000 | 167,323,000 | 162,490,000 |
| Allowance for loan losses | 1,337,000 | 1,438,000 | 1,520,000 | 1,600,000 |
| Securities available for sale | 66,609,000 | 76,763,000 | 77,429,000 | 75,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,178,000 | 230,447,000 | 233,329,000 | 230,990,000 |
| Interest-bearing deposits | 187,887,000 | 213,510,000 | 217,655,000 | 214,808,000 |
| Noninterest-bearing deposits | 13,291,000 | 16,937,000 | 15,674,000 | 16,182,000 |
| Equity capital | 21,071,000 | 22,715,000 | 22,686,000 | 23,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,896,000 | 7,394,000 | 10,187,000 |
| Interest expense | 158,000 | 307,000 | 440,000 | 563,000 |
| Net interest income | 2,153,000 | 4,589,000 | 6,954,000 | 9,624,000 |
| Noninterest income | 431,000 | 778,000 | 1,164,000 | 1,610,000 |
| Noninterest expense | 1,666,000 | 3,355,000 | 5,022,000 | 6,895,000 |
| Provision for loan losses | 95,000 | 195,000 | 295,000 | 395,000 |
| Pretax income | 828,000 | 1,822,000 | 2,806,000 | 3,949,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 828,000 | 1,822,000 | 2,806,000 | 3,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,217,000 | 20,590,000 | 20,610,000 | 21,274,000 |
| Total capital | 21,578,000 | 22,052,000 | 22,153,000 | 22,898,000 |
| Risk-weighted assets | 137,421,000 | 142,425,000 | 148,432,000 | 150,650,000 |