Call reports 2019
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2019
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 212,443,000 | 213,741,000 | 213,684,000 | 217,320,000 |
| Total loans | 128,502,000 | 128,953,000 | 134,161,000 | 138,141,000 |
| Allowance for loan losses | 1,154,000 | 1,206,000 | 1,260,000 | 1,247,000 |
| Securities available for sale | 68,825,000 | 70,971,000 | 67,056,000 | 66,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,670,000 | 194,729,000 | 194,044,000 | 196,815,000 |
| Interest-bearing deposits | 183,427,000 | 180,786,000 | 181,468,000 | 183,331,000 |
| Noninterest-bearing deposits | 11,243,000 | 13,943,000 | 12,576,000 | 13,484,000 |
| Equity capital | 17,615,000 | 18,803,000 | 19,369,000 | 20,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,749,000 | 7,176,000 | 9,558,000 |
| Interest expense | 182,000 | 351,000 | 531,000 | 702,000 |
| Net interest income | 2,114,000 | 4,398,000 | 6,645,000 | 8,856,000 |
| Noninterest income | 420,000 | 858,000 | 1,288,000 | 1,731,000 |
| Noninterest expense | 1,592,000 | 3,189,000 | 4,770,000 | 6,475,000 |
| Provision for loan losses | 75,000 | 235,000 | 305,000 | 305,000 |
| Pretax income | 867,000 | 1,832,000 | 2,858,000 | 3,807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,832,000 | 2,858,000 | 3,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,072,000 | 19,172,000 | 19,535,000 | 20,026,000 |
| Total capital | 20,245,000 | 20,397,000 | 20,814,000 | 21,292,000 |
| Risk-weighted assets | 133,008,000 | 133,708,000 | 134,180,000 | 137,861,000 |