Call reports 2018
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2018
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 205,039,000 | 209,208,000 | 204,566,000 | 206,336,000 |
| Total loans | 119,954,000 | 120,386,000 | 123,975,000 | 127,126,000 |
| Allowance for loan losses | 979,000 | 1,012,000 | 1,057,000 | 1,072,000 |
| Securities available for sale | 72,143,000 | 74,379,000 | 70,091,000 | 69,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,343,000 | 193,623,000 | 188,489,000 | 184,337,000 |
| Interest-bearing deposits | 174,494,000 | 173,917,000 | 176,085,000 | 172,832,000 |
| Noninterest-bearing deposits | 14,849,000 | 19,706,000 | 12,404,000 | 11,505,000 |
| Equity capital | 15,534,000 | 15,422,000 | 15,862,000 | 16,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 4,132,000 | 6,303,000 | 8,556,000 |
| Interest expense | 108,000 | 212,000 | 322,000 | 471,000 |
| Net interest income | 1,892,000 | 3,920,000 | 5,981,000 | 8,085,000 |
| Noninterest income | 426,000 | 830,000 | 1,233,000 | 1,615,000 |
| Noninterest expense | 1,529,000 | 2,953,000 | 4,416,000 | 6,065,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 125,000 |
| Pretax income | 789,000 | 1,747,000 | 2,698,000 | 3,510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 789,000 | 1,747,000 | 2,698,000 | 3,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,089,000 | 18,264,000 | 18,644,000 | 18,778,000 |
| Total capital | 19,087,000 | 19,294,000 | 19,719,000 | 19,869,000 |
| Risk-weighted assets | 125,512,000 | 126,963,000 | 127,248,000 | 128,530,000 |