Call reports 2017
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2017
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 218,833,000 | 207,816,000 | 208,223,000 | 203,299,000 |
| Total loans | 122,165,000 | 117,776,000 | 118,879,000 | 117,898,000 |
| Allowance for loan losses | 1,029,000 | 1,021,000 | 1,007,000 | 982,000 |
| Securities available for sale | 76,607,000 | 80,454,000 | 76,040,000 | 75,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,208,000 | 190,728,000 | 190,872,000 | 186,347,000 |
| Interest-bearing deposits | 185,798,000 | 178,705,000 | 180,536,000 | 176,548,000 |
| Noninterest-bearing deposits | 11,410,000 | 12,023,000 | 10,336,000 | 9,799,000 |
| Equity capital | 16,494,000 | 16,943,000 | 17,159,000 | 16,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 3,947,000 | 5,929,000 | 7,981,000 |
| Interest expense | 105,000 | 209,000 | 313,000 | 417,000 |
| Net interest income | 1,854,000 | 3,738,000 | 5,616,000 | 7,564,000 |
| Noninterest income | 409,000 | 846,000 | 1,244,000 | 1,704,000 |
| Noninterest expense | 1,474,000 | 3,062,000 | 4,705,000 | 6,311,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 749,000 | 1,482,000 | 2,115,000 | 2,917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 749,000 | 1,482,000 | 2,115,000 | 2,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,947,000 | 17,732,000 | 17,760,000 | 17,905,000 |
| Total capital | 18,995,000 | 18,771,000 | 18,786,000 | 18,906,000 |
| Risk-weighted assets | 127,562,000 | 122,561,000 | 124,097,000 | 124,024,000 |