Call reports 2016
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2016
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 201,496,000 | 204,584,000 | 209,568,000 | 211,544,000 |
| Total loans | 103,263,000 | 105,116,000 | 107,523,000 | 120,603,000 |
| Allowance for loan losses | 1,009,000 | 1,009,000 | 1,006,000 | 995,000 |
| Securities available for sale | 83,214,000 | 85,353,000 | 88,020,000 | 79,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,004,000 | 186,798,000 | 190,580,000 | 191,381,000 |
| Interest-bearing deposits | 173,428,000 | 171,804,000 | 176,888,000 | 179,747,000 |
| Noninterest-bearing deposits | 10,576,000 | 14,994,000 | 13,692,000 | 11,634,000 |
| Equity capital | 17,321,000 | 17,595,000 | 17,306,000 | 15,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,614,000 | 5,466,000 | 7,362,000 |
| Interest expense | 106,000 | 205,000 | 303,000 | 405,000 |
| Net interest income | 1,697,000 | 3,409,000 | 5,163,000 | 6,957,000 |
| Noninterest income | 368,000 | 790,000 | 1,227,000 | 1,667,000 |
| Noninterest expense | 1,485,000 | 2,881,000 | 4,326,000 | 5,772,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 602,000 | 1,349,000 | 2,133,000 | 2,922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 602,000 | 1,349,000 | 2,133,000 | 2,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,634,000 | 17,198,000 | 16,967,000 | 17,756,000 |
| Total capital | 18,662,000 | 18,225,000 | 17,992,000 | 18,770,000 |
| Risk-weighted assets | 110,056,000 | 113,510,000 | 116,734,000 | 124,968,000 |