Call reports 2015
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2015
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 192,686,000 | 204,015,000 | 208,158,000 | 210,728,000 |
| Total loans | 102,477,000 | 106,578,000 | 107,540,000 | 103,916,000 |
| Allowance for loan losses | 1,017,000 | 1,004,000 | 999,000 | 1,016,000 |
| Securities available for sale | 69,028,000 | 76,238,000 | 79,482,000 | 89,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,726,000 | 187,695,000 | 191,783,000 | 189,034,000 |
| Interest-bearing deposits | 164,069,000 | 169,991,000 | 180,002,000 | 177,046,000 |
| Noninterest-bearing deposits | 11,657,000 | 17,704,000 | 11,781,000 | 11,988,000 |
| Equity capital | 16,785,000 | 16,121,000 | 16,180,000 | 16,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,762,000 | 3,522,000 | 5,345,000 | 7,176,000 |
| Interest expense | 92,000 | 193,000 | 296,000 | 405,000 |
| Net interest income | 1,670,000 | 3,329,000 | 5,049,000 | 6,771,000 |
| Noninterest income | 412,000 | 827,000 | 1,226,000 | 1,722,000 |
| Noninterest expense | 1,424,000 | 2,842,000 | 4,260,000 | 5,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 662,000 | 1,347,000 | 2,054,000 | 2,828,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 662,000 | 1,347,000 | 2,054,000 | 2,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,118,000 | 16,920,000 | 16,739,000 | 17,513,000 |
| Total capital | 18,159,000 | 17,948,000 | 17,762,000 | 18,547,000 |
| Risk-weighted assets | 109,528,000 | 117,042,000 | 114,458,000 | 112,812,000 |