Call reports 2014
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2014
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 186,055,000 | 186,086,000 | 184,254,000 | 188,433,000 |
| Total loans | 101,495,000 | 104,255,000 | 101,945,000 | 102,643,000 |
| Allowance for loan losses | 1,038,000 | 1,024,000 | 1,027,000 | 1,015,000 |
| Securities available for sale | 72,441,000 | 71,804,000 | 70,614,000 | 71,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,874,000 | 168,960,000 | 168,155,000 | 171,784,000 |
| Interest-bearing deposits | 134,594,000 | 134,386,000 | 129,858,000 | 132,647,000 |
| Noninterest-bearing deposits | 35,280,000 | 34,574,000 | 38,297,000 | 39,137,000 |
| Equity capital | 16,004,000 | 15,914,000 | 15,879,000 | 16,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,642,000 | 5,420,000 | 7,212,000 |
| Interest expense | 92,000 | 183,000 | 275,000 | 372,000 |
| Net interest income | 1,746,000 | 3,459,000 | 5,145,000 | 6,840,000 |
| Noninterest income | 441,000 | 918,000 | 1,409,000 | 1,908,000 |
| Noninterest expense | 1,476,000 | 2,954,000 | 4,416,000 | 5,846,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 18,000 |
| Pretax income | 730,000 | 1,472,000 | 2,180,000 | 2,937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 730,000 | 1,472,000 | 2,180,000 | 2,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,020,000 | 16,611,000 | 16,869,000 | 16,981,000 |
| Total capital | 18,099,000 | 17,676,000 | 17,927,000 | 18,019,000 |
| Risk-weighted assets | 105,968,000 | 107,702,000 | 106,015,000 | 107,370,000 |