Call reports 2013
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2013
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 194,421,000 | 189,810,000 | 189,760,000 | 194,715,000 |
| Total loans | 100,451,000 | 101,875,000 | 100,602,000 | 102,546,000 |
| Allowance for loan losses | 1,054,000 | 1,036,000 | 1,033,000 | 1,040,000 |
| Securities available for sale | 75,927,000 | 77,119,000 | 74,621,000 | 72,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,514,000 | 172,659,000 | 174,294,000 | 180,052,000 |
| Interest-bearing deposits | 138,212,000 | 134,655,000 | 136,239,000 | 138,363,000 |
| Noninterest-bearing deposits | 39,302,000 | 38,004,000 | 38,055,000 | 41,689,000 |
| Equity capital | 16,726,000 | 15,629,000 | 15,276,000 | 14,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,402,000 | 5,081,000 | 6,813,000 |
| Interest expense | 117,000 | 234,000 | 343,000 | 447,000 |
| Net interest income | 1,571,000 | 3,168,000 | 4,738,000 | 6,366,000 |
| Noninterest income | 401,000 | 814,000 | 1,242,000 | 1,659,000 |
| Noninterest expense | 1,491,000 | 2,999,000 | 4,455,000 | 5,936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 489,000 | 1,060,000 | 1,604,000 | 2,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 489,000 | 1,743,000 | 2,287,000 | 2,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,782,000 | 17,110,000 | 17,215,000 | 16,718,000 |
| Total capital | 17,877,000 | 18,187,000 | 18,289,000 | 17,799,000 |
| Risk-weighted assets | 105,200,000 | 106,385,000 | 105,232,000 | 108,723,000 |