Call reports 2012
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2012
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 193,309,000 | 198,316,000 | 187,402,000 | 196,427,000 |
| Total loans | 101,973,000 | 101,312,000 | 102,799,000 | 101,859,000 |
| Allowance for loan losses | 1,054,000 | 1,093,000 | 1,087,000 | 1,045,000 |
| Securities available for sale | 76,293,000 | 70,801,000 | 72,999,000 | 71,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,036,000 | 180,787,000 | 169,697,000 | 179,317,000 |
| Interest-bearing deposits | 139,339,000 | 142,962,000 | 134,115,000 | 136,089,000 |
| Noninterest-bearing deposits | 36,697,000 | 37,825,000 | 35,582,000 | 43,228,000 |
| Equity capital | 17,130,000 | 17,300,000 | 17,515,000 | 16,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,791,000 | 5,650,000 | 7,438,000 |
| Interest expense | 172,000 | 397,000 | 558,000 | 694,000 |
| Net interest income | 1,735,000 | 3,394,000 | 5,092,000 | 6,744,000 |
| Noninterest income | 340,000 | 732,000 | 1,090,000 | 1,423,000 |
| Noninterest expense | 1,455,000 | 2,885,000 | 4,397,000 | 5,847,000 |
| Provision for loan losses | 0 | -1,000 | 9,000 | 12,000 |
| Pretax income | 660,000 | 1,290,000 | 1,877,000 | 2,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 660,000 | 1,290,000 | 1,877,000 | 2,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,693,000 | 16,630,000 | 16,818,000 | 16,678,000 |
| Total capital | 17,790,000 | 17,767,000 | 17,949,000 | 17,764,000 |
| Risk-weighted assets | 108,008,000 | 107,962,000 | 105,740,000 | 107,028,000 |