Call reports 2011
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2011
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,300,000 | 179,081,000 | 190,834,000 | 193,887,000 |
| Total loans | 110,820,000 | 109,168,000 | 106,485,000 | 102,040,000 |
| Allowance for loan losses | 1,115,000 | 1,214,000 | 1,171,000 | 1,111,000 |
| Securities available for sale | 49,286,000 | 53,365,000 | 61,795,000 | 69,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,719,000 | 162,491,000 | 173,367,000 | 176,935,000 |
| Interest-bearing deposits | 128,306,000 | 130,244,000 | 139,505,000 | 139,301,000 |
| Noninterest-bearing deposits | 32,413,000 | 32,247,000 | 33,862,000 | 37,634,000 |
| Equity capital | 15,379,000 | 16,413,000 | 17,249,000 | 16,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,116,000 | 6,167,000 | 8,156,000 |
| Interest expense | 191,000 | 369,000 | 543,000 | 726,000 |
| Net interest income | 1,841,000 | 3,747,000 | 5,624,000 | 7,430,000 |
| Noninterest income | 321,000 | 729,000 | 1,146,000 | 1,544,000 |
| Noninterest expense | 1,529,000 | 3,082,000 | 4,708,000 | 6,263,000 |
| Provision for loan losses | 247,000 | 440,000 | 440,000 | 435,000 |
| Pretax income | 391,000 | 1,002,000 | 1,728,000 | 2,507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 1,002,000 | 1,728,000 | 2,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,139,000 | 15,750,000 | 16,477,000 | 16,273,000 |
| Total capital | 16,285,000 | 17,002,000 | 17,686,000 | 17,427,000 |
| Risk-weighted assets | 109,510,000 | 109,080,000 | 109,907,000 | 107,825,000 |