Call reports 2010
COMMERCIAL NATIONAL BANK OF TEXARKANA — 2010
What COMMERCIAL NATIONAL BANK OF TEXARKANA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 177,340,000 | 179,040,000 | 181,875,000 | 176,840,000 |
| Total loans | 117,883,000 | 114,689,000 | 115,204,000 | 113,245,000 |
| Allowance for loan losses | 1,002,000 | 1,013,000 | 1,150,000 | 1,122,000 |
| Securities available for sale | 29,241,000 | 43,359,000 | 48,205,000 | 45,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,682,000 | 164,506,000 | 166,842,000 | 161,470,000 |
| Interest-bearing deposits | 133,905,000 | 133,191,000 | 134,325,000 | 130,357,000 |
| Noninterest-bearing deposits | 29,777,000 | 31,315,000 | 32,517,000 | 31,113,000 |
| Equity capital | 13,414,000 | 14,274,000 | 14,621,000 | 14,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,193,000 | 4,395,000 | 6,571,000 | 8,686,000 |
| Interest expense | 330,000 | 610,000 | 850,000 | 1,079,000 |
| Net interest income | 1,863,000 | 3,785,000 | 5,721,000 | 7,607,000 |
| Noninterest income | 411,000 | 782,000 | 1,172,000 | 1,483,000 |
| Noninterest expense | 1,598,000 | 3,311,000 | 4,967,000 | 6,533,000 |
| Provision for loan losses | 215,000 | 262,000 | 509,000 | 570,000 |
| Pretax income | 309,000 | 821,000 | 1,249,000 | 1,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 821,000 | 1,249,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,249,000 | 13,751,000 | 14,179,000 | 14,748,000 |
| Total capital | 14,269,000 | 14,785,000 | 15,344,000 | 15,886,000 |
| Risk-weighted assets | 114,824,000 | 113,949,000 | 113,463,000 | 110,995,000 |