Call reports 2015
SUNRISE BANK — 2015
What SUNRISE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 115,863,000 | 118,503,000 | 119,826,000 | 119,552,000 |
| Total loans | 79,082,000 | 86,580,000 | 88,585,000 | 89,236,000 |
| Allowance for loan losses | 1,759,000 | 1,509,000 | 1,509,000 | 1,509,000 |
| Securities available for sale | 19,306,000 | 17,743,000 | 16,683,000 | 15,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,674,000 | 101,727,000 | 103,891,000 | 104,677,000 |
| Interest-bearing deposits | 81,601,000 | 85,077,000 | 86,208,000 | 87,687,000 |
| Noninterest-bearing deposits | 18,073,000 | 16,650,000 | 17,684,000 | 16,989,000 |
| Equity capital | 12,869,000 | 13,140,000 | 13,607,000 | 13,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,303,000 | 3,557,000 | 4,843,000 |
| Interest expense | 102,000 | 213,000 | 330,000 | 457,000 |
| Net interest income | 1,037,000 | 2,090,000 | 3,227,000 | 4,386,000 |
| Noninterest income | 48,000 | 92,000 | 257,000 | 299,000 |
| Noninterest expense | 708,000 | 1,419,000 | 2,137,000 | 3,233,000 |
| Provision for loan losses | -150,000 | -400,000 | -400,000 | -400,000 |
| Pretax income | 549,000 | 1,185,000 | 1,769,000 | 1,874,000 |
| Income tax | 207,000 | 446,000 | 666,000 | 705,000 |
| Net income | 342,000 | 739,000 | 1,103,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,873,000 | 13,270,000 | 13,634,000 | 13,700,000 |
| Total capital | 13,889,000 | 14,376,000 | 14,775,000 | 14,857,000 |
| Risk-weighted assets | 80,572,000 | 88,064,000 | 90,872,000 | 92,208,000 |