Call reports 2013
SUNRISE BANK — 2013
What SUNRISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,676,000 | 107,113,000 | 106,126,000 | 106,134,000 |
| Total loans | 70,510,000 | 69,349,000 | 65,870,000 | 67,641,000 |
| Allowance for loan losses | 2,735,000 | 2,159,000 | 1,909,000 | 1,909,000 |
| Securities available for sale | 20,762,000 | 22,880,000 | 25,630,000 | 24,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,632,000 | 94,605,000 | 93,362,000 | 92,065,000 |
| Interest-bearing deposits | 84,380,000 | 81,741,000 | 80,039,000 | 79,285,000 |
| Noninterest-bearing deposits | 12,252,000 | 12,864,000 | 13,322,000 | 12,780,000 |
| Equity capital | 9,383,000 | 10,424,000 | 11,009,000 | 10,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,053,000 | 3,109,000 | 4,224,000 |
| Interest expense | 101,000 | 198,000 | 292,000 | 388,000 |
| Net interest income | 902,000 | 1,855,000 | 2,817,000 | 3,836,000 |
| Noninterest income | 49,000 | 102,000 | 174,000 | -52,000 |
| Noninterest expense | 783,000 | 1,937,000 | 2,426,000 | 3,151,000 |
| Provision for loan losses | 0 | -486,000 | -736,000 | -736,000 |
| Pretax income | 202,000 | 540,000 | 1,335,000 | 1,415,000 |
| Income tax | -1,000 | -1,304,000 | -998,000 | -968,000 |
| Net income | 203,000 | 1,844,000 | 2,333,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,402,000 | 9,750,000 | 10,544,000 | 10,677,000 |
| Total capital | 10,321,000 | 10,641,000 | 11,393,000 | 11,545,000 |
| Risk-weighted assets | 71,717,000 | 70,016,000 | 66,899,000 | 68,363,000 |