Call reports 2016
WARRINGTON BANK, THE — 2016
What WARRINGTON BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 85,133,000 | 85,904,000 | 85,829,000 | 86,995,000 |
| Total loans | 24,371,000 | 22,950,000 | 23,773,000 | 23,631,000 |
| Allowance for loan losses | 299,000 | 305,000 | 305,000 | 303,000 |
| Securities available for sale | 31,342,000 | 31,427,000 | 31,346,000 | 32,918,000 |
| Securities held to maturity | 20,779,000 | 17,766,000 | 19,818,000 | 19,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,688,000 | 70,358,000 | 70,299,000 | 71,773,000 |
| Interest-bearing deposits | 54,607,000 | 52,645,000 | 54,074,000 | 56,300,000 |
| Noninterest-bearing deposits | 15,081,000 | 17,713,000 | 16,225,000 | 15,473,000 |
| Equity capital | 15,381,000 | 15,461,000 | 15,458,000 | 15,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 929,000 | 1,377,000 | 1,837,000 |
| Interest expense | 20,000 | 41,000 | 60,000 | 81,000 |
| Net interest income | 454,000 | 888,000 | 1,317,000 | 1,756,000 |
| Noninterest income | 82,000 | 162,000 | 244,000 | 325,000 |
| Noninterest expense | 464,000 | 948,000 | 1,423,000 | 1,769,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 66,000 | 90,000 | 126,000 | 300,000 |
| Income tax | 21,000 | 38,000 | 48,000 | 111,000 |
| Net income | 45,000 | 52,000 | 78,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,197,000 | 15,204,000 | 15,230,000 | 15,064,000 |
| Total capital | 15,496,000 | 15,509,000 | 15,535,000 | 15,367,000 |
| Risk-weighted assets | 31,527,000 | 30,410,000 | 30,878,000 | 30,689,000 |