Call reports 2015
WARRINGTON BANK, THE — 2015
What WARRINGTON BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,084,000 | 85,589,000 | 84,857,000 | 85,969,000 |
| Total loans | 26,674,000 | 26,226,000 | 26,090,000 | 24,854,000 |
| Allowance for loan losses | 279,000 | 285,000 | 291,000 | 293,000 |
| Securities available for sale | 31,391,000 | 31,250,000 | 31,378,000 | 31,123,000 |
| Securities held to maturity | 17,175,000 | 15,150,000 | 15,130,000 | 18,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,961,000 | 70,417,000 | 69,495,000 | 70,771,000 |
| Interest-bearing deposits | 55,888,000 | 53,546,000 | 54,647,000 | 56,186,000 |
| Noninterest-bearing deposits | 16,073,000 | 16,871,000 | 14,848,000 | 14,585,000 |
| Equity capital | 15,040,000 | 15,154,000 | 15,304,000 | 15,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,003,000 | 1,489,000 | 1,974,000 |
| Interest expense | 21,000 | 42,000 | 64,000 | 85,000 |
| Net interest income | 484,000 | 961,000 | 1,425,000 | 1,889,000 |
| Noninterest income | 84,000 | 389,000 | 479,000 | 566,000 |
| Noninterest expense | 466,000 | 970,000 | 1,448,000 | 1,916,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 96,000 | 368,000 | 438,000 | 515,000 |
| Income tax | 32,000 | 122,000 | 142,000 | 207,000 |
| Net income | 64,000 | 246,000 | 296,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,909,000 | 15,090,000 | 15,139,000 | 15,152,000 |
| Total capital | 15,188,000 | 15,371,000 | 15,421,000 | 15,445,000 |
| Risk-weighted assets | 33,350,000 | 22,488,000 | 22,543,000 | 32,630,000 |