Call reports 2012
WARRINGTON BANK, THE — 2012
What WARRINGTON BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,674,000 | 79,956,000 | 79,185,000 | 77,647,000 |
| Total loans | 25,100,000 | 29,191,000 | 28,620,000 | 27,880,000 |
| Allowance for loan losses | 158,000 | 180,000 | 207,000 | 217,000 |
| Securities available for sale | 5,457,000 | 5,514,000 | 8,784,000 | 10,891,000 |
| Securities held to maturity | 28,527,000 | 28,466,000 | 28,405,000 | 24,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,179,000 | 65,332,000 | 64,481,000 | 62,904,000 |
| Interest-bearing deposits | 47,779,000 | 48,255,000 | 49,341,000 | 49,006,000 |
| Noninterest-bearing deposits | 20,400,000 | 17,077,000 | 15,140,000 | 13,898,000 |
| Equity capital | 14,440,000 | 14,546,000 | 14,643,000 | 14,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 982,000 | 1,503,000 | 2,011,000 |
| Interest expense | 22,000 | 43,000 | 65,000 | 87,000 |
| Net interest income | 461,000 | 939,000 | 1,438,000 | 1,924,000 |
| Noninterest income | 88,000 | 175,000 | 254,000 | 340,000 |
| Noninterest expense | 479,000 | 948,000 | 1,386,000 | 1,820,000 |
| Provision for loan losses | 6,000 | 28,000 | 54,000 | 67,000 |
| Pretax income | 64,000 | 138,000 | 252,000 | 377,000 |
| Income tax | 32,000 | 50,000 | 94,000 | 151,000 |
| Net income | 32,000 | 88,000 | 158,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,451,000 | 14,507,000 | 14,578,000 | 14,647,000 |
| Total capital | 14,609,000 | 14,687,000 | 14,785,000 | 14,864,000 |
| Risk-weighted assets | 37,496,000 | 38,509,000 | 37,249,000 | 41,064,000 |