Call reports 2020
BANK OF STAR VALLEY, THE — 2020
What BANK OF STAR VALLEY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 243,465,000 | 281,505,000 | 289,799,000 | 312,334,000 |
| Total loans | 121,760,000 | 131,903,000 | 136,844,000 | 133,728,000 |
| Allowance for loan losses | 1,755,000 | 1,938,000 | 1,921,000 | 1,970,000 |
| Securities available for sale | 60,674,000 | 70,893,000 | 77,279,000 | 81,008,000 |
| Securities held to maturity | 28,256,000 | 21,580,000 | 19,960,000 | 18,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,135,000 | 240,374,000 | 251,175,000 | 271,389,000 |
| Interest-bearing deposits | 157,248,000 | 175,911,000 | 181,296,000 | 199,744,000 |
| Noninterest-bearing deposits | 53,887,000 | 64,463,000 | 69,879,000 | 71,645,000 |
| Equity capital | 24,701,000 | 27,612,000 | 28,540,000 | 30,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,341,000 | 5,010,000 | 7,330,000 | 9,673,000 |
| Interest expense | 344,000 | 670,000 | 984,000 | 1,267,000 |
| Net interest income | 1,997,000 | 4,340,000 | 6,346,000 | 8,406,000 |
| Noninterest income | 187,000 | 355,000 | 552,000 | 858,000 |
| Noninterest expense | 1,165,000 | 2,424,000 | 3,657,000 | 4,932,000 |
| Provision for loan losses | 45,000 | 230,000 | 275,000 | 320,000 |
| Pretax income | 1,006,000 | 2,086,000 | 3,014,000 | 4,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,006,000 | 2,086,000 | 3,014,000 | 4,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,884,000 | 25,688,000 | 26,351,000 | 27,541,000 |
| Total capital | 26,686,000 | 27,686,000 | 28,332,000 | 29,578,000 |
| Risk-weighted assets | 154,955,000 | 194,099,000 | 178,278,000 | 176,406,000 |