Call reports 2018
BANK OF STAR VALLEY, THE — 2018
What BANK OF STAR VALLEY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 195,809,000 | 202,277,000 | 210,171,000 | 213,076,000 |
| Total loans | 94,568,000 | 99,553,000 | 105,952,000 | 112,887,000 |
| Allowance for loan losses | 1,438,000 | 1,456,000 | 1,467,000 | 1,459,000 |
| Securities available for sale | 47,394,000 | 49,810,000 | 47,962,000 | 47,703,000 |
| Securities held to maturity | 23,853,000 | 23,442,000 | 26,813,000 | 30,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,288,000 | 175,633,000 | 182,729,000 | 184,339,000 |
| Interest-bearing deposits | 128,623,000 | 130,495,000 | 133,459,000 | 135,650,000 |
| Noninterest-bearing deposits | 43,665,000 | 45,138,000 | 49,270,000 | 48,689,000 |
| Equity capital | 18,984,000 | 19,488,000 | 20,080,000 | 20,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,692,000 | 5,751,000 | 7,982,000 |
| Interest expense | 146,000 | 305,000 | 479,000 | 678,000 |
| Net interest income | 1,624,000 | 3,387,000 | 5,272,000 | 7,304,000 |
| Noninterest income | 251,000 | 422,000 | 614,000 | 829,000 |
| Noninterest expense | 1,013,000 | 2,044,000 | 3,132,000 | 4,182,000 |
| Provision for loan losses | -5,000 | 15,000 | 25,000 | 25,000 |
| Pretax income | 867,000 | 1,750,000 | 2,729,000 | 3,926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,750,000 | 2,729,000 | 3,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,917,000 | 20,458,000 | 21,203,000 | 21,384,000 |
| Total capital | 21,410,000 | 21,974,000 | 22,728,000 | 22,901,000 |
| Risk-weighted assets | 122,787,000 | 130,003,000 | 137,284,000 | 135,824,000 |