Call reports 2015
BANK OF STAR VALLEY, THE — 2015
What BANK OF STAR VALLEY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,367,000 | 140,549,000 | 145,471,000 | 150,567,000 |
| Total loans | 90,126,000 | 92,649,000 | 92,604,000 | 96,344,000 |
| Allowance for loan losses | 1,412,000 | 1,384,000 | 1,382,000 | 1,384,000 |
| Securities available for sale | 23,320,000 | 22,291,000 | 25,771,000 | 26,202,000 |
| Securities held to maturity | 10,723,000 | 11,847,000 | 11,824,000 | 12,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,153,000 | 123,211,000 | 126,743,000 | 130,232,000 |
| Interest-bearing deposits | 91,527,000 | 89,971,000 | 94,470,000 | 99,943,000 |
| Noninterest-bearing deposits | 29,626,000 | 33,240,000 | 32,273,000 | 30,289,000 |
| Equity capital | 15,081,000 | 15,249,000 | 15,809,000 | 15,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,812,000 | 4,280,000 | 5,767,000 |
| Interest expense | 79,000 | 163,000 | 249,000 | 340,000 |
| Net interest income | 1,282,000 | 2,649,000 | 4,031,000 | 5,427,000 |
| Noninterest income | 127,000 | 291,000 | 479,000 | 647,000 |
| Noninterest expense | 840,000 | 1,713,000 | 2,617,000 | 3,502,000 |
| Provision for loan losses | 31,000 | 81,000 | 81,000 | 91,000 |
| Pretax income | 538,000 | 1,146,000 | 1,812,000 | 2,483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 538,000 | 1,146,000 | 1,812,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,059,000 | 15,319,000 | 15,788,000 | 15,942,000 |
| Total capital | 16,249,000 | 16,551,000 | 17,010,000 | 17,210,000 |
| Risk-weighted assets | 95,049,000 | 98,375,000 | 97,610,000 | 101,394,000 |