Call reports 2025
KENTUCKY FARMERS BANK CORPORATION — 2025
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 306,881,000 | 307,451,000 | 311,560,000 | 331,206,000 |
| Total loans | 156,443,000 | 162,802,000 | 162,688,000 | 167,929,000 |
| Allowance for loan losses | 1,525,000 | 1,660,000 | 1,657,000 | 1,744,000 |
| Securities available for sale | 111,361,000 | 104,311,000 | 116,320,000 | 116,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,625,000 | 261,085,000 | 261,285,000 | 278,704,000 |
| Interest-bearing deposits | 201,048,000 | 203,406,000 | 201,414,000 | 208,460,000 |
| Noninterest-bearing deposits | 59,577,000 | 57,679,000 | 59,871,000 | 70,244,000 |
| Equity capital | 45,085,000 | 45,102,000 | 48,911,000 | 51,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,933,000 | 8,045,000 | 12,238,000 | 16,644,000 |
| Interest expense | 916,000 | 1,924,000 | 2,914,000 | 3,932,000 |
| Net interest income | 3,017,000 | 6,121,000 | 9,324,000 | 12,712,000 |
| Noninterest income | 539,000 | 1,105,000 | 1,749,000 | 2,590,000 |
| Noninterest expense | 2,236,000 | 4,211,000 | 6,490,000 | 8,882,000 |
| Provision for loan losses | -91,000 | 60,000 | 73,000 | 221,000 |
| Pretax income | 1,395,000 | 2,940,000 | 4,511,000 | 6,361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,395,000 | 2,940,000 | 4,511,000 | 6,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,321,000 | 49,417,000 | 50,540,000 | 51,983,000 |
| Total capital | 49,846,000 | 51,077,000 | 52,197,000 | 53,727,000 |
| Risk-weighted assets | 182,935,000 | 185,189,000 | 188,317,000 | 188,273,000 |