Call reports 2022
KENTUCKY FARMERS BANK CORPORATION — 2022
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 256,495,000 | 260,608,000 | 262,664,000 | 267,317,000 |
| Total loans | 139,706,000 | 144,504,000 | 147,504,000 | 153,951,000 |
| Allowance for loan losses | 898,000 | 938,000 | 961,000 | 957,000 |
| Securities available for sale | 92,411,000 | 91,194,000 | 94,142,000 | 96,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,393,000 | 223,890,000 | 228,216,000 | 229,778,000 |
| Interest-bearing deposits | 156,277,000 | 161,205,000 | 164,897,000 | 167,955,000 |
| Noninterest-bearing deposits | 60,116,000 | 62,685,000 | 63,319,000 | 61,823,000 |
| Equity capital | 39,373,000 | 35,938,000 | 33,629,000 | 36,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 5,043,000 | 7,931,000 | 10,985,000 |
| Interest expense | 107,000 | 220,000 | 340,000 | 537,000 |
| Net interest income | 2,358,000 | 4,823,000 | 7,591,000 | 10,448,000 |
| Noninterest income | 543,000 | 1,218,000 | 1,830,000 | 2,458,000 |
| Noninterest expense | 1,699,000 | 3,184,000 | 5,051,000 | 6,828,000 |
| Provision for loan losses | -2,000 | 57,000 | 100,000 | 131,000 |
| Pretax income | 1,171,000 | 2,740,000 | 4,170,000 | 4,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,171,000 | 2,740,000 | 4,170,000 | 4,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,175,000 | 43,360,000 | 44,408,000 | 44,267,000 |
| Total capital | 43,073,000 | 44,298,000 | 45,369,000 | 45,224,000 |
| Risk-weighted assets | 167,211,000 | 172,438,000 | 182,312,000 | 185,998,000 |