Call reports 2021
KENTUCKY FARMERS BANK CORPORATION — 2021
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 253,304,000 | 263,732,000 | 271,872,000 | 270,868,000 |
| Total loans | 125,930,000 | 130,437,000 | 137,550,000 | 141,750,000 |
| Allowance for loan losses | 934,000 | 1,001,000 | 969,000 | 922,000 |
| Securities available for sale | 78,485,000 | 89,208,000 | 95,495,000 | 97,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,648,000 | 217,606,000 | 224,727,000 | 223,202,000 |
| Interest-bearing deposits | 151,118,000 | 158,196,000 | 165,374,000 | 161,003,000 |
| Noninterest-bearing deposits | 58,530,000 | 59,410,000 | 59,353,000 | 62,199,000 |
| Equity capital | 43,545,000 | 45,940,000 | 46,916,000 | 46,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 5,224,000 | 8,336,000 | 10,932,000 |
| Interest expense | 145,000 | 281,000 | 400,000 | 517,000 |
| Net interest income | 2,375,000 | 4,943,000 | 7,936,000 | 10,415,000 |
| Noninterest income | 550,000 | 1,260,000 | 1,853,000 | 2,440,000 |
| Noninterest expense | 1,647,000 | 2,951,000 | 4,575,000 | 6,280,000 |
| Provision for loan losses | -67,000 | -3,000 | -35,000 | -68,000 |
| Pretax income | 1,329,000 | 3,231,000 | 5,174,000 | 6,430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,329,000 | 3,231,000 | 5,174,000 | 6,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,249,000 | 41,769,000 | 43,329,000 | 43,800,000 |
| Total capital | 41,183,000 | 42,770,000 | 44,298,000 | 44,722,000 |
| Risk-weighted assets | 151,360,000 | 151,572,000 | 169,806,000 | 167,315,000 |