Call reports 2020
KENTUCKY FARMERS BANK CORPORATION — 2020
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,703,000 | 228,341,000 | 228,111,000 | 237,227,000 |
| Total loans | 107,331,000 | 121,418,000 | 125,255,000 | 124,144,000 |
| Allowance for loan losses | 958,000 | 925,000 | 929,000 | 963,000 |
| Securities available for sale | 84,100,000 | 80,827,000 | 79,882,000 | 80,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,954,000 | 180,379,000 | 178,353,000 | 193,686,000 |
| Interest-bearing deposits | 119,284,000 | 122,425,000 | 124,527,000 | 136,647,000 |
| Noninterest-bearing deposits | 42,670,000 | 57,954,000 | 53,826,000 | 57,039,000 |
| Equity capital | 43,532,000 | 47,599,000 | 49,259,000 | 42,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,482,000 | 4,919,000 | 7,471,000 | 10,163,000 |
| Interest expense | 200,000 | 380,000 | 544,000 | 697,000 |
| Net interest income | 2,282,000 | 4,539,000 | 6,927,000 | 9,466,000 |
| Noninterest income | 507,000 | 1,109,000 | 1,884,000 | 2,660,000 |
| Noninterest expense | 1,942,000 | 3,861,000 | 5,451,000 | 7,234,000 |
| Provision for loan losses | 117,000 | 117,000 | 132,000 | 183,000 |
| Pretax income | 653,000 | 1,864,000 | 3,122,000 | 4,661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 653,000 | 1,864,000 | 3,122,000 | 4,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,049,000 | 44,872,000 | 45,750,000 | 38,906,000 |
| Total capital | 45,007,000 | 45,797,000 | 46,679,000 | 39,869,000 |
| Risk-weighted assets | 139,577,000 | 144,962,000 | 146,230,000 | 149,752,000 |