Call reports 2019
KENTUCKY FARMERS BANK CORPORATION — 2019
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 186,748,000 | 189,995,000 | 187,310,000 | 208,050,000 |
| Total loans | 86,816,000 | 86,970,000 | 88,134,000 | 104,932,000 |
| Allowance for loan losses | 859,000 | 865,000 | 833,000 | 874,000 |
| Securities available for sale | 77,186,000 | 76,184,000 | 75,337,000 | 68,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,089,000 | 144,915,000 | 141,449,000 | 162,101,000 |
| Interest-bearing deposits | 104,898,000 | 106,343,000 | 103,639,000 | 122,560,000 |
| Noninterest-bearing deposits | 38,192,000 | 38,572,000 | 37,809,000 | 39,541,000 |
| Equity capital | 43,452,000 | 44,721,000 | 45,362,000 | 45,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,187,000 | 4,341,000 | 6,518,000 | 8,953,000 |
| Interest expense | 166,000 | 346,000 | 536,000 | 763,000 |
| Net interest income | 2,021,000 | 3,995,000 | 5,982,000 | 8,190,000 |
| Noninterest income | 382,000 | 820,000 | 1,306,000 | 1,823,000 |
| Noninterest expense | 1,443,000 | 3,016,000 | 4,517,000 | 6,360,000 |
| Provision for loan losses | 56,000 | 35,000 | 57,000 | 160,000 |
| Pretax income | 775,000 | 1,504,000 | 2,417,000 | 3,280,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 775,000 | 1,504,000 | 2,417,000 | 3,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,788,000 | 43,116,000 | 43,628,000 | 43,780,000 |
| Total capital | 43,647,000 | 43,981,000 | 44,461,000 | 44,654,000 |
| Risk-weighted assets | 129,077,000 | 126,409,000 | 125,619,000 | 134,599,000 |