Call reports 2018
KENTUCKY FARMERS BANK CORPORATION — 2018
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 180,049,000 | 171,059,000 | 172,531,000 | 178,412,000 |
| Total loans | 73,146,000 | 75,077,000 | 82,688,000 | 83,250,000 |
| Allowance for loan losses | 855,000 | 846,000 | 863,000 | 840,000 |
| Securities available for sale | 84,482,000 | 82,992,000 | 78,325,000 | 77,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,584,000 | 129,011,000 | 130,478,000 | 135,435,000 |
| Interest-bearing deposits | 102,563,000 | 96,409,000 | 96,938,000 | 102,639,000 |
| Noninterest-bearing deposits | 36,022,000 | 32,602,000 | 33,541,000 | 32,796,000 |
| Equity capital | 41,273,000 | 41,705,000 | 41,567,000 | 42,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,933,000 | 5,988,000 | 8,136,000 |
| Interest expense | 106,000 | 215,000 | 322,000 | 438,000 |
| Net interest income | 1,829,000 | 3,718,000 | 5,666,000 | 7,698,000 |
| Noninterest income | 397,000 | 812,000 | 1,190,000 | 1,680,000 |
| Noninterest expense | 1,341,000 | 2,862,000 | 4,255,000 | 5,857,000 |
| Provision for loan losses | -9,000 | -18,000 | 31,000 | 57,000 |
| Pretax income | 801,000 | 1,503,000 | 2,413,000 | 2,984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 801,000 | 1,503,000 | 2,413,000 | 2,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,428,000 | 41,730,000 | 42,240,000 | 42,412,000 |
| Total capital | 42,283,000 | 42,576,000 | 43,103,000 | 43,252,000 |
| Risk-weighted assets | 136,465,000 | 135,312,000 | 137,849,000 | 130,661,000 |