Call reports 2017
KENTUCKY FARMERS BANK CORPORATION — 2017
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,258,000 | 179,733,000 | 180,683,000 | 179,723,000 |
| Total loans | 68,935,000 | 69,273,000 | 70,378,000 | 72,339,000 |
| Allowance for loan losses | 1,046,000 | 913,000 | 909,000 | 884,000 |
| Securities available for sale | 86,931,000 | 86,175,000 | 86,644,000 | 84,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,527,000 | 137,307,000 | 137,594,000 | 137,210,000 |
| Interest-bearing deposits | 102,736,000 | 99,959,000 | 99,919,000 | 100,171,000 |
| Noninterest-bearing deposits | 36,791,000 | 37,348,000 | 37,675,000 | 37,040,000 |
| Equity capital | 41,539,000 | 42,083,000 | 42,631,000 | 42,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,178,000 | 6,270,000 | 8,183,000 |
| Interest expense | 96,000 | 200,000 | 301,000 | 405,000 |
| Net interest income | 2,078,000 | 3,978,000 | 5,969,000 | 7,778,000 |
| Noninterest income | 372,000 | 785,000 | 1,186,000 | 1,608,000 |
| Noninterest expense | 1,371,000 | 2,814,000 | 4,195,000 | 5,666,000 |
| Provision for loan losses | -58,000 | 170,000 | 180,000 | 173,000 |
| Pretax income | 1,190,000 | 733,000 | 1,850,000 | 2,209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,190,000 | 733,000 | 1,850,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,209,000 | 40,353,000 | 41,070,000 | 41,028,000 |
| Total capital | 42,255,000 | 41,266,000 | 41,979,000 | 41,912,000 |
| Risk-weighted assets | 148,694,000 | 143,189,000 | 140,301,000 | 135,787,000 |